List of works that must be done by Applicant & Agent

Applicant

1.) Print an application in a library (first, click a link on the top to download it);

2.) Fill your family basic data (address, email, name, birthday, SSN, ... etc.);

3.) Make copies of last month all pay-stubs (paychecks) and other income;

4.) Make a copy of last year your family tax return Form1040 (first 2 pages);

5.) On the app, choose me as your agent and Sign application (do not forget);

6.) Mail/e-mail all these to agent office. We may ask additional data and documents.

Note: Stop here. You are done. Next, we will work hard to find out the best net income model, that we will use to complete your application.

( e-mail: hwu475@gmail.com; Mail: Henry Hu, PO Box 230094, Portland, OR 97281.)

Agent

1.) Review your data entry and analyze your family last year tax return (It is critical.);

2.) Research to find out the best net income model used to apply for ACA aid;

3.) Research to find out the best health coverage plans that meet your family needs;

4.) Check (with you) all the answers to the questions that listed on your application;
(Note: You are the applicant, for our input on your application, you can say Yes or No.)  

5.) Estimate possible ACA benefits for total amount of aid and aid ratios;

6.) Finalize all the answers on the app and select a health plan to list on the app;

7.) Complete, print, copy, and mail your application. This may cost my agency $8;

8.) Monitor the application status, send more documents, and keep applicants posted;

9.) Set up monthly billing account after received approval letter of application;

10.) Explain how to use the new insurance: see doctors, find coverages, pay bills, etc.;

11.) Billing service. It is most important job for insured to keep the insurance going;

12.) Provide customer policy services for changes of insured, addrees, premium, etc.